Access to high-quality hearing health care is critical for patients with hearing loss. Yet, the high cost of hearing aids often presents a significant obstacle for them. One that prevents patients from seeking the care they need to improve their hearing health and quality of life.
Most patients are still unaware that their current insurance plan covers hearing aids—delaying necessary treatment for hearing loss.
As you already know, this delay puts patients at greater risk of cognitive decline, falls, and social isolation.
How You Can Help
Your patients will have questions and concerns about their hearing health care, particularly surrounding hearing aid costs.
As a hearing care provider, it's essential to have a clear understanding of how hearing aid insurance works and what other options are available to your patients. With this knowledge, you can build trust with your patients and keep them on track with utilizing their benefits for regular hearing checkups and hearing aid devices.
Types of Hearing Aid Insurance
A growing number of insurance plans now offer hearing health benefits, but the extent of what's covered varies.
Coverage for hearing aids varies widely. Some plans cover all or most of the cost of hearing aids with minimal out-of-pocket costs for patients. Others simply offer discounted rates, so the patient pays the full cost, which is still lower than standard hearing-aid pricing.
- Medicare does not cover the cost of hearing aids. However, Medicare Advantage (Medicare Part C) plans may offer coverage.
- Medicaid coverage for hearing aids varies by state, but in general, Medicaid provides limited coverage for hearing aids. Some states may cover hearing aids for children, while others may also cover them for adults.
To better understand how Medicare and Medicaid differ in hearing coverage, explore our detailed comparison of both programs.
Coverage options for hearing care
Insurance coverage - benefit check
Using Amplifon Hearing Health Care's benefits checker tool your patients will receive reliable information on their insurance plan, including whether or not they are covered for hearing aids, regular hearing evaluations, and other hearing-related services or devices.
To get started, have your patients visit our website to use our benefits checker tool today!
HSA and FSA
If your patients have a Flexible Spending Account (FSA) and/or Health Savings Account (HSA), they can use the pre-tax dollars in these accounts for qualified healthcare expenses, including hearing aids.
This is an effective way for patients to reduce their out-of-pocket expenses for hearing aids.
Special Finance Options
For individuals who don't have hearing aid insurance or have limited coverage, there are other financial options available.
Amplifon Hearing Health Care, for example, offers flexible financing options to help patients purchase hearing aids.
How It Works
Patients can apply for a CareCredit card, and if approved, may qualify for up to 6, 12, or 18-months with zero-interest.
This option allows patients to enjoy the benefits of hearing aids immediately while managing their finances and budget.
The Benefits of Empowering Your Patients
Understanding what services and treatments their insurance plan covers is critical for patients. It allows them to make informed decisions about their hearing health without being derailed by unexpected costs. When patients have a clear understanding of their insurance coverage, they will use their benefits effectively.
Just like dental or medical care, benefits have an expiration date. With this deadline in mind, patients should take advantage of their coverage before the end of the plan year to avoid losing their benefits.
This leads to more patients getting the hearing care they need and more yearly appointments to your clinic – just remember that hearing aids need to be fitted and picked up by the patient by the end of the plan year in order to use that year’s benefit.
Why Partner with Amplifon
At Amplifon Hearing Health Care, we offer comprehensive support to both patients and providers. Our team is dedicated to educating your patients about their benefits and connecting them to you—at no cost to you.
By joining our provider network, you can increase patient referrals, access helpful resources and training, and streamline your payment processing and reimbursements. This frees you to focus on what's most important: your patients' hearing health.
Good hearing matters
