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Medicare Open Enrollment

The Critical Dates for 2026 Coverage and Your Hearing Health
Last update on Nov, 05, 2025

The Medicare Annual Enrollment Period (AEP) is the most important time of year for millions of Americans to secure or update their health coverage. For 2026 benefits, enrollment is now open for individuals who depend on their plan for audiology services and hearing aid benefits.

This blog will answer the fundamental question: when is Medicare Open Enrollment, and explain why reviewing your plan's coverage for hearing health is non-negotiable.

The Key Dates: When Is Medicare Open Enrollment?

The official Medicare Open Enrollment (or Annual Enrollment Period [1]) runs for a little over seven weeks:

  • Open Enrollment Start Date: October 15, 2025
  • Open Enrollment End Date: December 7, 2025
  • Effective Date: January 1, 2026

If you are currently a Medicare beneficiary, this is your annual opportunity to make changes to your existing coverage. Any selections made during this period will take effect on January 1, 2026, and will remain in place for the whole year.

What You Can Do During the Medicare AEP

During this period of open enrollment for health insurance decisions, you can:

  • Switch from Original Medicare [3] (Parts A and B) to a Medicare Advantage enrollment plan (Part C).
  • Switch from one Medicare Advantage [4] plan to another.
  • Switch from a Medicare Advantage plan back to Original Medicare (and potentially add a stand-alone Part D plan).
  • Enroll in, switch, or drop a Medicare Prescription Drug Plan (Part D).

The Essential Link Between Medicare Open Enrollment and Hearing Care

For most beneficiaries, decisions made during the Annual Enrollment Period directly affect hearing care, including access to affordable hearing aids and routine audiology care.

Original Medicare Has a Hearing Gap

While Original Medicare (Parts A and B) covers diagnostic hearing and balance exams if ordered by your physicians, it never covers routine hearing exams or hearing aids. You’ll be required to pay 100% of the cost for these services. Enrolling in a Medicare Supplement (Medigap) plan can help cover your out-of-pocket costs for covered Medicare services. Still, it does not add coverage for items not typically covered, such as hearing aids.

Why is Medicare Advantage Enrollment Crucial?

Many private insurance companies contract with Medicare to offer Medicare Advantage (Part C) plans that bundle hospital and medical coverage (Parts A and B) with additional benefits [6].

These extra benefits frequently include coverage for:

  • Routine hearing exams
  • Hearing aids
  • Hearing aid fitting and follow-up care

Suppose you need hearing aids or are interested in protecting your hearing. In that case, it’s essential to compare specific hearing benefits offered by different Medicare Advantage plans during this open enrollment health insurance window.

Your Three-Step Action Plan for Hearing Health Coverage

For comprehensive hearing care coverage for 2026, follow these three steps:

  1. Check Your Current Plan’s 2026 Evidence of Coverage (EOC)
    Your current plan will send you an Annual Notice of Change (ANOC), which details all benefit and cost changes for the upcoming year. [10] Don’t assume your hearing coverage will stay the same! A plan might drop its hearing benefit, change the allowance, or alter the provider network.

  2. Ask the Right Questions When Comparing Plans
    When looking at new Medicare Advantage enrollment options, ask specific questions about hearing care:
    What is the maximum dollar allowance for hearing aids?
    Are there any co-pays for audiology exams and fittings?
    Do I have to use a specific, limited provider network?
    What is the maximum number of aids covered per year or per plan duration?

  3. Leverage Your Amplifon Benefits
    Amplifon partners with hundreds of leading health plans to provide comprehensive hearing benefits. If your plan includes an Amplifon benefit, you gain access to:
  • Significant savings on top hearing aid technology.
  • A nationwide network of high-quality, credentialed hearing healthcare providers.
  • Personalized guidance to help you maximize your benefit.

The time to act is now. Do not miss the December 7th deadline.

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Ready to Maximize Your 2026 Benefits?

Use this insurance open enrollment period to secure your health and your hearing. Our insurance checker lets you see what coverage you currently have.

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Sources

1. Medicare. “Welcome to Medicare.” Retrieved from https://www.medicare.gov/

2. Tricare. “TRICARE Open Season.” Retrieved from https://tricare.mil/Plans/Enroll/OpenSeason

3. Medicare. “Your Medicare Options.” Retrieved from https://www.medicare.gov/plan-compare/#/coverage-options?year=2026

4. Medicare. “Your Health Plan Options.” Retrieved from https://www.medicare.gov/health-drug-plans/health-plans/your-health-plan-options

5. U.S. Office of Personnel Management. “Medicare.“ Retrieved from https://www.opm.gov/healthcare-insurance/medicare/

6. National Council of Aging (NCOA). “Original Medicare vs. Medicare Advantage: What’s the Difference?“ Retrieved from https://www.ncoa.org/article/original-medicare-vs-medicare-advantage-whats-the-difference/

7. Social Security Administration (SSA). “Plan for Medicare.” Retrieved from https://www.ssa.gov/medicare

8. Medicare. “Medicare and You Handbook 2026.” Retrieved from https://www.medicare.gov/publications/10050-medicare-and-you.pdf

9. Healthcare.gov. “Welcome to the Health Insurance Marketplace.” Retrieved from https://www.healthcare.gov/

10. Medicare. “Plan Annual Notice of Change (ANOC).” Retrieved from https://www.medicare.gov/basics/forms-publications-mailings/mailings/costs-and-coverage/upcoming-plan-changes

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