Our Program
Types of Hearing Insurance Coverage
Hearing aids are a significant investment in your overall well-being and quality of life, but for many, concerns about costs and confusion about hearing aid insurance coverage become barriers to getting the right support.
Whether you’re navigating hearing insurance for seniors, transitioning between jobs, or looking into supplemental benefits, we’ve mapped out a comprehensive landscape of coverage options. Explore the options below to find what works best for you and your family.
Employer-Sponsored and Self-Employed Coverage
Employer-Sponsored Health Insurance (ESI)
ESI remains the most common form of private healthcare in the U.S., but people sometimes miss that hearing care is included! Without a clear understanding of your coverage, you could miss out on benefits that could improve your quality of life and overall health.
If you run your own business or work as a freelancer, you’ll want to choose the right self-employed health insurance plan. You have the flexibility to select marketplace plans that specifically include hearing care add-ons, which can support your overall health and well-being.
Medicare and Hearing Health
Original Medicare (Part A and B) does not cover hearing aids. If you're relying solely on Original Medicare, you're likely paying out of pocket for hearing aids, which can cost $1,000-$4,000+ per device.
Medicare Advantage (Part C) includes additional benefits, including hearing coverage.
Medicare Open Enrollment
Oct. 15 - Dec. 7 is your annual window to review and switch Medicare Advantage plans. Changes go into effect January 1 of the following year.
Certain life events (like moving or losing other coverage) may qualify you to change your plan outside the standard window.
Had a recent life event, and think you qualify?
Medicaid Hearing Aid Coverage
Medicaid provides health coverage to:
- Eligible low-income families
- Pregnant women
- People with disabilities
- Seniors.
Medicaid is designed to offer accessible care to those who might otherwise be unable to afford it. While all state Medicaid programs cover hearing aids for children under 21, adult coverage is optional and determined by your specific state's guidelines.
Medigap Plans (Medicare Supplement Insurance)
If you have Original Medicare (Part A and B), purchasing a Medigap policy can help cover out-of-pocket costs, including copayments, coinsurance, and deductibles for Medicare-approved services. Because Medigap is strictly designed to pay for out-of-pocket costs of services already approved by original Medicare and original Medicare completely excludes hearing aids, Medigap policies do not offer hearing aid insurance coverage.
Some insurance companies offer innovative policies or extra add-on packages that include hearing discounts, but hearing aid benefits are more commonly available in Medicare Advantage plans.
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Veterans Affairs (VA) Benefits
For eligible military veterans, the VA is a premier provider of hearing health care. If you qualify for VA benefits, hearing aids and related audiology services are often fully covered. The VA also provides ongoing support and maintenance.
Discount Hearing Aid Plans
If you don't have hearing insurance coverage, you still have accessible options. Discount hearing plans serve as an alternative to traditional insurance, offering significant savings on hearing aids, professional fittings, and follow-up care.
Good hearing matters
