Our Program
Hearing Aid Financing & Insurance FAQs
Investing in your hearing health is a vital step toward a more connected life. But for too many, questions around cost become a barrier. Amplifon Hearing Health Care believes that cost should never keep you from better hearing. Whether you are navigating health insurance benefits or exploring flexible payment plans, we’re here to simplify the process.
Below, we’ve answered the most frequently asked questions regarding how to pay for hearing aids, maximizing your coverage, and finding financial solutions that fit your budget.
Part 1: Hearing Aid Insurance Coverage & Benefits
How can I check my hearing aid insurance coverage?
To understand your unique hearing aid insurance coverage, you can use Amplifon’s online benefits tool or speak with a Patient Care Advocate.
How to get hearing aids covered by insurance?
Maximizing your benefits involves tackling a few clinical and administrative steps. First, you’ll need to start with a comprehensive hearing evaluation by an in-network professional.
From there, we’ve provided resources to help you understand:
- How insurance claims work.
- How hearing CPT codes can impact your claim submission.
- The Explanation of Benefits (EOB) you receive.
- How to parse out copay vs. coinsurance rules to see what your exact out-of-pocket balance will be.
TRICARE offers comprehensive hearing benefits, but coverage is dependent on your duty status and hearing loss level. Hearing aid coverage typically applies to active-duty service members, their families, and retirees who meet strict clinical criteria.
Read a complete breakdown of TRICARE’s hearing aid coverage and eligibility requirements.
Part 2: Medicare, Seniors & Financial Aid
Does Medicare cover hearing aids?
Original Medicare (Parts A and B) does not cover the cost of routine hearing aids or diagnostic hearing-aid fitting exams. Original Medicare does cover seeing an audiologist for hearing tests (tests for imbalance not included) once every 12 months without a physician's order. Many private Medicare Advantage (Part C) plans offer robust, bundled vision, dental, and hearing benefits.
Want to know more? Read our deep dive into:
You can also check out our article outlining hearing insurance for seniors.
Financial aid for hearing aids: What’s available?
Browse our list of hearing aid financial assistance or see how to qualify for free hearing aids (you’ll need to hit specific low-income criteria).
Part 3: Out-of-Pocket Management & Financing
Why are hearing aids priced this way, and how can I manage out-of-pocket costs?
Hearing aids are highly sophisticated medical devices with custom clinical fittings and programming. To better understand the landscape and what drives costs, read our articles:
Are hearing aids FSA eligible?
Check our updated FSA and HSA hearing aid guidelines. Don’t forget to use your funds before the end-of-year deadlines.
Are hearing aids tax-deductible?
Read our breakdown on tax deductibility rules for hearing aids and always consult a certified accountant.
Part 4: Loss, Damage & Special Circumstances
Is there dedicated hearing aid insurance for loss or damage?
Most hearing aids come with a manufacturer's warranty that may include one-time replacement if your hearing aid is accidentally lost or damaged during the first 1-3 years. However, some plans will require you to purchase extended coverage, so read the fine print first! Lost your hearing aid or need repairs? First, read through our guides:
Peace of Mind Guarantee: Amplifon hearing aids come with a standard 3-year manufacturer warranty that covers repairs and structural defects.
Can I get coverage if my hearing loss happened at work?
Read about your rights and documentation requirements by reviewing our post on job-related hearing loss compensation.
Maximize Your Coverage. Check Your Benefits.
Navigating health insurance can often feel like decoding a foreign language. Amplifon’s Benefit Checker clarifies your insurance coverage in just a few clicks.
Prefer to talk to a human? Give us a call at (866) 319-0067, and our dedicated team will support you!
Good hearing matters
